Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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My Tips for Fighting Fraud

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Kiplinger’s Personal Finance

CAN AI IMPROVE YOUR FINANCIAL LIFE? • ChatGPT and other artificial-intelligence tools will streamline certain tasks, but don’t count on them to get everything right.

THE FINANCIAL TALK THAT SPOUSES NEED TO HAVE • Women are poised to inherit significant wealth from their husbands. Here’s how they can prepare for it.

Discover the wines that deserve a place in your cellar. • Join Decanter Premium to unlock exclusive daily articles written by our team of wine experts.

GET A SALES TAX BREAK ON SCHOOL SUPPLIES—AND MORE • State sales tax holidays offer discounts on everything from backpacks to generators.

AUGUST 2025

A MAJOR RATING AGENCY GIVES U.S. DEBT A DOWNGRADE

GET DIGITAL ACCESS TO YOUR SOCIAL SECURITY NUMBER

More Borrowers Are Behind on Student Loans

FAREWELL TO THE PENNY

LIVE LONG AND PROSPER • Breakthroughs that help us live longer, healthier lives can also create opportunities for investors.

THESE ETFs ARE ONE-STOP SHOPS • Multisector bond funds can pick and choose among a wide array of assets.

A SEND-OFF FOR AN INVESTING ICON • As Warren Buffett prepares for retirement, we reflect on what we’ve learned from his 60 years of leadership at Berkshire Hathaway.

What to Do About the Dollar • STREET SMART

WE JETTISON UNITEDHEALTH • THE KIPLINGER DIVIDEND 15 UPDATE

Welcome to the Trading Range • INCOME INVESTING

A CONTRARIAN APPROACH PAYS OFF • KIPLINGER 25 UPDATE

A Personal Message from Jeffrey R. Kosnett • Income Investing writer for Kiplinger Personal Finance

WE CHECK IN ON OUR BOND FUNDS • KIPLINGER ETF 20 UPDATE

A NEW FUND FOR TAPPING PRIVATE MARKETS • But investors should be aware of a big caveat: limited withdrawals.

GUARD AGAINST THE NEW GENERATION OF FRAUD AND IDENTITY THEFT • Scams are getting more sophisticated and harder to spot. Stay ahead of them with our advice.

WATCH OUT FOR TRAVEL SCAMS

Credit Cards for Business Owners

Inspire a love of reading

CHOOSE THE RIGHT RETIREMENT DESTINATION FOR YOU • Cost, culture and climate will all come into play.

GAUGE THE COST OF LIVING

To Downsize or Not to Downsize? • For some retirees, a bigger home is better.

RESIST THE CALL OF CALLABLE CDs • PRACTICAL PORTFOLIO

Helping Your Kid Qualify for an Apartment? Proceed With Caution • If you co-sign or guarantee a lease, make sure you understand the risks.

BENEFITS OF A TAXABLE BROKERAGE ACCOUNT • You can supplement your retirement nest egg or save for other goals.

Enjoy a worry-free retirement… and the lowest price we offer.

DEALS! DEALS! DEALS! • → We have ideas that will help you keep more money in your pocket, from bargain stocks to discounted groceries to summer-vacation savings.

SAVE MONEY AT THE MUSEUM

DON’T MISS THESE FREEBIES • It’s hard to beat the satisfaction of getting something valuable—or just plain fun—without paying a cent for it.

GET THE BEST PRICE WITH ONLINE SHOPPING TOOLS

BRINGING NEIGHBORS TOGETHER WITH BOOKS • Through a Little Free Library box, you can share a book you no longer need or take one...